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Money and Finances
Reply to "Saving money for no reason"
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[quote=Anonymous]When I was younger (in my 20s), I saved money - wasn't completely sure of the goal, but I saved it to have it for something in the future. It could have been used for a downpayment for a home, a spontaneous trip with a friend, money for a "rainy day," etc. I ended up saving $90K over the course of about 10 years. I used $70K for a downpayment for a house and held on to $20K for emergencies. Now that I'm older (in my 40s), I am more specific with my savings - retirement savings, college savings and everything else is pretty much my emergency fund with a cushion for extras that crop up - new car, for example, and we continue to replenish it as necessary.[/quote]
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