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[quote=Anonymous][quote]I'm not a very organized person, so I just make sure I pay myself first. All bills are set to autopay twice a month on paycheck days. [b]Also on paycheck days I have about a dozen Capital One 360 savings accounts that auto-debit my checking account. There's one for emergency savings, one for car repair, one for house repair, one for once-a-year insurance or tax payments, one for vacations, one for tech purchases, etc. [/b]When I need to pay for something out of a category I just shift the money back to checking. It makes you plan big purchases because the money takes two days to transfer. This way I know whatever my online balance says I can spend, I can spend it without worrying I just blew the car payment. [/quote] I do exactly the same thing, but without the auto debit. It works really well. [/quote]
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