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Reply to "How much of a pain is it to switch banks?"
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[quote=Anonymous][quote=Anonymous]OP here, We want to move because they have started charging for a basic checking account. They want us to upsell to some kind of rewards account, but all we want is basic checking. This account is only for day-to-day expenses and bill paying. Emergency fund is elsewhere. We are considering USAA, or possibly PNC. If we got USAA, I don't know what we'd do about a safe deposit box, CapOne only lets you rent a box if you have an account there.[/quote] I switched from Bank Of America in September of 2011 to PNC. I went to PNC, opened the accounts, gave them my BOA account information, they did all the transfers and set up all my automatic bill pay that was done from BOA to a vendor. All I had to do was update saved card information on sites. Super easy and only took about 15 minutes for my part.[/quote]
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