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Money and Finances
Reply to "If your HHI is around $150k and you have 1-2 kids...."
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[quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous]That's us -- we're broke. But we have two in daycare right now and keep telling ourselves when they are out in a year we won't be as stretched! [/quote] I remember it was like night and day when our kids got out of daycare. Suddenly we had all this breathing room for savings, lawn care, vacations. :)[/quote] I can't tell you how happy I am to hear that -- I feel like people love to tell me that I'll just use that money for other things (school supplies, etc.) But my god I can't see us spending THAT MUCH every month on them! :D [/quote] Camp? aftercare? Is it still not as much as daycare?[/quote] I obviously can't speak to others but for us [b]aftercare and camp won't come close to our daycare costs[/b]. Daycare over a grand more than our mortgage -- it's crazy. [/quote] This is true. Fairfax County SACC is just under $1,000 per month for two kids (before and after care) and one week (for Spring Break) of SACC camp for two kids is $445. Then add summer SACC camps at $467 per week for 8 weeks of summer. It totals out to roughly $15K. Now of course not many people want to send their kids to summer SACC all summer. So then you can add in the cost of a "good" camp, for an additional $150-$250 per week in the summer (x 8 weeks) for another $1500 or so. Then add in camp costs for the weeks summer SACC is not open. But then you think "it would be cheaper to take a vacation" . . . But then you have to find the camps that have openings, and that you can actually get to while also managing to get to work. And the "good" camps close at 3 pm, so then you have to figure out how to manage your work hours around the camp locations and drop-off/pick-up schedule. And then you think to yourself, "It was so much easier when they were in daycare." :lol: [/quote] That's still waaaaaay less than a nanny. We pay $40,000 a year with tax costs. I'll take your $400 a week anyday and twice on Sunday :)[/quote] Why do you have a nanny then?[/quote]
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