Reply to Am I crazy to think I can afford a house?

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[quote=Anonymous][quote=Anonymous]you could do an FHA loan and do 3.5% down using 40k and get a 500k home.

or NASA FCU 100% no DP no PMI

https://www.nasafcu.com/mortgagecenter/

High Loan to Value Mortgage – Limited-Time Special Offer!
For a limited time, NASA FCU is offering a mortgage option not readily available through other lenders. This is a unique loan that does not require mortgage insurance, and is available for new primary residence purchases or refinances of a current primary residence, in Maryland, Virginia or the District of Columbia (DC).*

Our High Loan to Value Mortgage features:

Up to 100% financing for a primary residence purchase up to $650,000 (95% financing from $650,001 up to $850,000)
Up to 95% cash out refinancing on a primary residence up to $650,000 (90% cash out from $650,001 up to $850,000)
Financing available for primary residences in MD, VA & DC
No mortgage insurance required
*This offer is limited to well-qualified applicants. Some restrictions may apply. Offer is valid for primary residence only. Speak with a NASA FCU First Mortgage Loan Specialist for loan details and rates.

No PMI Mortgage[/quote]

You missed the part where OP said she could afford a $1500 payment.  No way she is getting that deal for a $1500 payment.  Stop trying to counsel her to buy more than she can afford.[/quote]

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