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Reply to "Explain to me the what the benefits are to REFI - I am just not getting it."
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[quote=Anonymous]We refinanced last year w/23 years left on a 30-year fixed. We were paying 5.25%, now 3.something, & we switched to a 15-year fixed. Our payment actually went up slightly ($100/month), but we'll have the house paid off much sooner & over time we'll save more than $100K. [/quote]
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