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Reply to "Student loan payoff conundrum"
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[quote=Anonymous][quote=Anonymous]Thanks, 21:03. We talk about it all the time. (I am not more candid on an anonymous Internet forum than I am with my wife.) Obviously, I will be supportive of whatever professional/personal choices she makes, and I assume she will be of mine. But life will be financially more manageable if we remain a two-income household, and I strongly prefer that arrangement. Also, I like that my wife works. My mother worked and it just feels right to me. I've always worked in offices full of women, often for women bosses, and I think workplaces are better in most ways for having lots of women in them, at all levels. [/quote] This is funny because my mom worked so I am a SAHM for the time being. My mom missed out on all the things I wanted her there for and she was a teacher so she wasn't putting in Big Law hours. Don't discount your wife wanting to be a SAHM- it's not forever...for most women. Has she considered working part time? And unless you have free childcare, you will be paying a premium for a qualified person to care for your newborn which will take away from your financial goals. And if you are living like you are in grad school I find it ridiculous to spend $5,000 on gear for a newborn who doesn't know the difference between the $300 stroller and the $1300 one. You shouldn't spend more than $400 for a crib, you don't need a changing table (a dresser with a changing table pad affixed works better since you can use it after a year), a good rocker is worth the money but be sensible with spending on an infant.[/quote]
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