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[quote=Anonymous]I agree with the others about not needing $5k for baby items.  Really, you need a carseat, crib, mattress, baby carrier, pump and some bottles to start.  You can easily get this for under $1000 and if you have a shower, you can get most of the items that way.

If you aren't interested in staying in DC, you should speak with your wife about it before buying a house.  Why not just keep renting/saving while looking for where else you would like to live?  Wouldn't it feel great to move somewhere with a lower COL and pay cash for your house?  Your wife can likely be a lawyer anywhere.  You haven't said what you do, but my guess is you can do it elsewhere, as well.

I wouldn't cash in the stock to pay off the loans or IRS.  I would cut back the student loan payments so you can have the money on hand to pay the IRS and purchase any baby necessities you need.  I would probably buy a newer car as opposed to putting more money into the current car that may have reached it's end of life.  There was a thread on here not to long ago about what is the point to stop putting money into a car and realize it would be cheaper to buy a newer car.  Also, with a baby, you want something safe and reliable.    [/quote]

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