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Reply to "Student loan payoff conundrum"
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[quote=Anonymous]$5000 is way too much to purchase new baby stuff. Get a used crib on Craigslist or neighborhood listserv or ikea. Same for other furniture. You really need less thn you think, buy used. Kids grow so fast that people end up not using toys, gear and clothes as much as they think before they are on to something else. I say $1000, tops, is what you need for crib, mattress, sheets, breast pump, bottles, car seat, snap and go, dresser/changing table, etc. I got a ton of that stuff free on my neighborhood listserv and just played it forward by giving it away now that my baby isn't a baby any more. Pay off the student loans but only if you still have an emergency fund. Your next biggest child cost will be childcare. So start factoring that into your budget, good luck[/quote]
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