Reply to Defaulting on student loan?

Forum Index » Money and Finances

Reply to "Defaulting on student loan? "

Subject:

Emoticons





More smilies

Text Color: Font: Close Marks

[quote=Anonymous][quote=Anonymous]OP here- thanks for your help PP's.  However it's really not helpful to say "dump him".  My question wasn't whether or not I should be with him.  I just wanted advice about the student loans.[/quote]

I wasn't one of the "dump him" posters, but I do think it's a bad idea to start a marriage with someone who is defaulting on their student loans.  What if you have a health crises or something happens and you're unable to work, you'll likely have to depend on his financial support.  In addition, to garnishment they can also levy his bank account if they have access to the number, i.e., he's made payments on his loans previously and they have his banking info.  He's going to be pretty stressed constantly worrying about them coming after him once in default.  Tell him to just get a second job.

By the way, roughly 16 years ago I defaulted on a student loan.  I was married then and the IRS took our refund; however, there's a innocent spouse form that you can submit.  I was relieved to finally pay it off.  They called often and sent me notices for roughly two years.  It took me awhile before I could return to school.  I felt like crap during this period.  Just tell your fiancee to get a second job.  This situation will give you a peek into his character.  Good luck to you both![/quote]

Options

	Disable HTML in this message
	Disable BB Code in this message
	Disable smilies in this message

Review message

Search Recent Topics Hottest Topics