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[quote=Anonymous]I could've written your post OP. I spent 2 years prolonging the inevitable. I spent about 2-3K per year the last two years I owned my prior car (a 2002 model).

When I was hit with another $500 fix 3 months after just paying for another one, I got tired of it... the inconvience of having my car in the shop, the worry each time I drove the car that something bad might happen (esp with DC along with me). I finally bit the bullet, researched some cars, did some test drives, and bought a gently used, well-kept car that had only 1 prior owner and all service records. The $360 monthly payment is worth it- for the peace of mind, and the convienence. I plan to drive it as long as it holds up and I'm not spending more than 2-3K in repairs per year.

Also- if you have good credit, car loans are incredible low right now. I went in with an pre-approved loan from my bank, and the dealer was able to negotiate and even lower rate since my bank was already one of their preferred lenders. I'm paying like 1.9% on my loan.

Just do it. I honestly wish now I hadn't waited so long and was so stubborn about it. And I love my "new" car. [/quote]

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