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Reply to "Highest LTV Home Equity Alternative to NFCU 95%?"
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[quote=Anonymous][quote=Anonymous]I talked to Pentagon Credit Union and Energy Federal Credit Union and both seemed very conservative about the whole process. They would not go over 80% financing and were picky about my debt to income ratio. It's probably what all lenders should be.[/quote] We are FTHB and Pentagon was extremely conservative. They want 20% down, 6 months of mortgage payments and 3% of closing costs to qualify for their mortgage. While I understand that's what it 'should be', that's a lot of money to have on hand when you don't have any help living in this expensive city.[/quote]
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