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Reply to "Car loan, good or bad?"
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[quote=Anonymous][quote=Anonymous]Can you make more than 0.9% return (after tax) with the spare cash? If not, pay it off. It's not rocket science.[/quote] +1. It depends on what you do with your money instead. If you have a way to invest the money making more than 1% and still keep the money as accessible as you need it, then definitely keep the loan and pay the minimum on it that you need to. If you are just keeping the money in a checking account getting 0.325% then you really should either find another investment vehicle for your money, or pay off the debt so that you make a profit off of the low-interest loan. If you are not actually making a profit, but are losing money, then pay it off.[/quote]
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