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Expectant and Postpartum Moms
Reply to "SAHM vs. WOHM, the cost difference is $16,500 help me decide"
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[quote=Anonymous][quote] Anonymous wrote: $16.5K plus $4k/year in retirement savings isn't nothing. If you enjoy your job and want to stay in the workforce in the longterm, I wouldn't quit. If you are really excited about being home with your newborn, you can afford it, and your employer is agreeable, you could work out a longer unpaid maternity leave. Then in a few months, you can go back to work if you're feeling batty, or stay home if that's what works for you. +1 [b]If you can work out a flexible work environment (WAH, a schedule that works for your family, a workload that seems right) it may be worth it not to quit[/b]. $4K a year in 401K is nothing to sneeze at, nor is keeping a foot in the professional world. In 35 years that money will have grown exponentially. I look at it as an insurance policy.[/quote] This is me. I make slightly more than we pay for in childcare costs for two, but I have a flexible job that allows me to spend a good deal of time with my kids during the week. At least for me, that's been the best balance and I feel lucky to have it, even if we're not netting much money. I think there is a lot to be said for taking the long view and keeping your foot in the work world -- especially if it's possible to do so without working crazy hours and never seeing your kids. Sometimes I miss being able to do morning playdates, etc, but I know myself well enough to know I'd struggle if I was home with the kids full-time. [/quote]
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