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Reply to "if you bought with zero down during the boom..."
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[quote=Anonymous]We bought w/ zero down in 2005. We moved, but kept our first place as a rental unit. We are 30k underwater on it (I think). Having that first place limited our options for our second place. Although everything could work out fine still. Our new house needs work, but we don't have the cash to invest in it right now and we didn't have the mortgage options to buy a place that needed less work... Luckily we have great fixed mortgages on both places and we put money down on our second.[/quote]
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