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Reply to "Allocation for retired couple"
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[quote=Anonymous][quote=Anonymous]OP's husband is in the 8th inning (about to take RMDs) and just now talking about Roth conversions, tips ladder, and asset allocation LMFAO[/quote] NP. The best time to do Roth conversions is after retirement and before real RMDs. There’s a sweet spot, and many people, who don’t crunch numbers, over convert. OP AI is trash. Why aren’t you saying this to your advisor? Tell him to run some more scenarios for you. He should be able to do it with you watching. Also, did he do a financial plan? If not, you need a new advisor. [/quote]
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