Toggle navigation
Toggle navigation
Home
DCUM Forums
Nanny Forums
Events
About DCUM
Advertising
Search
Recent Topics
Hottest Topics
FAQs and Guidelines
Privacy Policy
Your current identity is: Anonymous
Login
Preview
Subject:
Forum Index
»
Money and Finances
Reply to "A few questions about credit cards"
Subject:
Emoticons
More smilies
Text Color:
Default
Dark Red
Red
Orange
Brown
Yellow
Green
Olive
Cyan
Blue
Dark Blue
Violet
White
Black
Font:
Very Small
Small
Normal
Big
Giant
Close Marks
[quote=Anonymous][quote=Anonymous]800+ credit scores for my DH and I, we have never run balances, pay our cc's in full every month (and always have), and have, literally, over 100K in credit on credit cards available to us. Paying your bills on time and length of credit history is plenty good enough to get you to a top credit score.[/quote] +1 One thing to keep in mind, even if you DO pay your card off every month, make sure to keep your charges under 20% of your limit (that is me being conservative). The more you use, the lower your score drops (even if you pay it off). 20-30% is fine- no dings. So if your limit is $1,000 never charge more than $200. Personally, we have two credits cards (Discover and a Visa) that offer cashback/rewards with no monthly fee. We put EVERYTHING on the cards and pay it all off every month. We usually end up with a couple hundred in cashback at the end of the year- Works out nicely if you are disciplined. [/quote]
Options
Disable HTML in this message
Disable BB Code in this message
Disable smilies in this message
Review message
Search
Recent Topics
Hottest Topics
