Reply to Realized I’m over saving.

Forum Index » Money and Finances

Reply to "Realized I’m over saving. "

Subject:

Emoticons





More smilies

Text Color: Font: Close Marks

[quote=Anonymous]You've done well to accumulate your savings and equity already in your early 30s. While I am more optimistic than not, I would not bet on the growth in investments in the next 12 or so years to be as neat and predictable as you might think. You also are not factoring in the high costs of raising and educating children.

My suggestion is to not think about this, continue what you're doing and then reassess when you are 45. Keep in mind that ability to go part time is highly dependent on what kind of work you do, many high paying / high aptitude occupations don't lend themselves to part time work easily, although others do. So you may not find it easy to find something that engages you that also isn't a full time high paying role. And, of course, is the health insurance question. That alone justifies working.

I'm 46, I work full time, I do the home maintenance and family stuff, I'm pretty busy, but I can't fathom not working or not doing something full time. I don't doubt I'd change my tune in 10 years but not today. I'd be bored. And volunteering gigs aren't for me. Many are scammy. [/quote]

Options

	Disable HTML in this message
	Disable BB Code in this message
	Disable smilies in this message

Review message

Search Recent Topics Hottest Topics