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Reply to "Should we purchase SFH? Advice needed."
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[quote=Anonymous]OP, we also had an HHI of $160K when we bought, but without the condo and the $80K in student loan debt and a little more in savings. I'm sorry, but I don't see how you can afford a mortgage of $450K. We bought a house that was offered at $300K and we bargained down to $285K. Our mortgage fluctuates between $1700-2000 each year depending upon taxes and PMI. Our home is 90 years old and has had problems, many of which were covered by the home warranty but many of which were not. Owning a SFH is expensive as hell and I just can't see how the figures work out for you - especially if you want to have another child. We will end up coming out of this with cash in our pockets, but I'm not sure it will outweigh what we've had to put in. If I had to do it all over again, I would have waited and done many things differently. I think you need to be a better position on your condo and be able to sell it without a loss before you buy a home.[/quote]
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