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Reply to "39 and 365k net worth "
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[quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous]1.make more money 2.spend less money It’s that easy. And yes you’re behind [/quote] They’re not very behind if that’s 365k invested. By 65, that’s over $2M in current dollars at 7% returns without any more contributions. This is well above the median of retirees. [/quote] 7% real returns over the next two decades starting from today is very unrealistic. We're at a peak right now. [/quote] +1 Just spoke with a fairly highly regarded financial planner the other day and he is using 2% real for future returns. I have a global stock portfolio and use 4% real. [/quote] Dave Ramsey says 12% returns. So suck on that. *drops mic*[/quote]
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