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Reply to "Anyone else dealing with this issue of "gap years" before retirement? "
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[quote=Anonymous][quote=Anonymous]“I plan to draw down my brokerage to cover the gap years and let my retirement accounts grow until I'm sixty.” I assumed that I would do this, but I’m considering traditional IRA withdrawals under the 72(t) provision for part of what I need until I reach 60. That would allow more flexibility in terms of tax planning, since the brokerage has a lower tax rate.[/quote] This is exactly what I did. I happened to have more than one IRA and used 72(t) to access the smallest one. [/quote]
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