Reply to Realized I just don’t like my house

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[quote=Anonymous][quote=Anonymous][quote=Anonymous]Mortgage rate drives a lot of this decision.

If your rate is 3-4% or so and you can cash flow the renovation, stay.

If your rate is higher, consider a move instead of a reno.[/quote]

10000%. People who bought below 5% pre 2024 ish don’t understand how a 6 something rate impacts affordability. Even before COVID, rates were below 5% for the 15 or so years prior.

At 6.5% you’re still looking at $5.5K ish PITI on $750K financed assuming OP puts 50% down on $1.5M[/quote]

All true, but renovating in the way OP means - taking out walls, adding space - is s giant PITA as well as expensive. We did it and moving would have been a better bang for our buck. And faster.

OP, why don't you resolve to host at least three events in your house in what's left of 2026? Make yourself do it and then after each one decide whether it was fun and, if not, whether the house was the problem. After three you will know whether to stay or move, or whether maybe you just dislike hosting. [/quote]

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