Reply to Not sure I’m gonna make it another 5 years…

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[quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous]I’m in my early 50s, a recent empty nester w kids in college, and have worked at my large local private company for the past 15+ years. In my mind I will stay here until I retire, unless of course it is out of my control.

My job is one where, if you had to have a job it’s not bad, but I’ve moved up and done a lot of this stuff before. I’m so over the politics and corporate shenanigans.

Spouse is mid 50s and works for a local non profit and makes 125k. I make around $220k, with bonus, not including stock.

I had planned to retire in my late 50s, no later than 60. Retirement savings is $2.5m, kids college is mostly paid for in $529. Of course it would be higher if we continued to work.

I’ve started to reallly really hate my job and am obsessively doing retirement calculators and wondering if I can retire in 2 years or less.

Anyone else in the same boat? Should I see a retirement planner or something?  I want together off this highway to hell….[/quote] What will you do about healthcare?[/quote]

If one of us is working, go on spouse’s healthcare

If both of us retire, budget for it and pay in the private market ~around $30-40k / for the 2 of us. [/quote]

So when all insurers drop ACA?[/quote]

Whatever happens, we will have to budget for it. [/quote]

Ohhh. You are in your 40s. You don’t remember the individual market before ACA. $1M lifetime caps. Denied coverage for pre existing conditions. Insanely high premiums and deductible for older people. No prescription coverage.  Being part of a group plan is crucial into your 50s and 60s (Medicare doesn’t start till 65).  [/quote]

No. I am in my 50s. I remember pre ACA. Still means, we will have to budget for it. [/quote]

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