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Reply to "If your kids have UTMAs"
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[quote=Anonymous]Each kid gets a 529, a Savings account, and either their own brokerage or Roth IRA account As a teenager they get a checking account. At 18, they become joint accounts. Balances in their Savings and Checking Accounts are intentionally kept at a lower reasonable level and they have access to see and manage these. They know they have a 529 and other things coming to them, but don’t know the balance nor do they manage. We teach them Save, Spend, Invest, Give. [/quote]
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