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Reply to "How do you track your monthly/annual expenses?"
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[quote=Anonymous]I have a spreadsheet. I list all our known/fixed/reoccuring expenses like taxes, streaming, subscriptions, insurance, average utility costs from the previous year, and an estimated amount for car and home maintenance, etc. We deduct that amount from our take home pay, which is net of automatic savings to 529, brokerage, etc. What we have left is what we have left for the month. The remaining expenses I track from credit card statements and I put into 4 categories...groceries, gas, food/entertainment, and everything else. If we have anything left, I put that into a "vacation" fund. This is all done manually in excel.[/quote]
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