Reply to What Age Should You Buy By?

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Reply to "What Age Should You Buy By?"

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[quote=Anonymous]The S&P 500 in general has been in a straight rapid rise up last three years. Even plain old CDs and HYSAs have had higher than usually rates the last four years since Fed started raising rates in 2022.  A couple in their early 30s believe it or now real estate is way cheaper in 2026 that 2022.

The stock market has almost doubled in last 3.5 years and plain old one bank CDs were returning 4 to 5.5 percent and Marcus money accounts paying 4 percent.

Someone with a 200k Downpayment in April 2022 who gave up and just did a conservative 50 percent stocks, 25 percent CD and 25 percent Marcus account already has way more firepower. Homes barely moved last four years in price. I hate to say if we actually get a rate cut or two in late 2026 with new Fed chairman house prices may start to rise again.

And folks rolling 1-5 year CDs and in money markets and HYSAs that have been paying damn good yield may start back buying rental properties like they did in 2020/2021.

Given all that I think Summer 2026 might be a good as any time to buy. Do a 5/5 mortgage a credit union. Some good rates. [/quote]

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