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Reply to "Is there any reason NOT to refinance?"
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[quote=Anonymous][quote=Anonymous]4.5% on a 10 year arm is pissing money away. Refi. Even if it costs you $2 or 3k you'll make that back in a second with the rate drop[/quote] I agree. Plus, you have an ARM! Get the hell out of that, stat. If your payment is this big now, what will you do when your ARM adjusts to 10% or 15%? It can happen - just ask thousands of people who were foreclosed on b/c they could no longer make their payments after their rate adjusted. You don't want to join them in having your possessions thrown out on the street and your credit ruined for a decade or more.[/quote]
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