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[quote=Anonymous][quote=Anonymous][quote=Anonymous]If you are on very good terms with your parents I’d do the following:

1) power of attorney/medical care in your name ASAP
2) transfer or add joint ownership on everything now (car titles, names on accounts, bills, real estate, everything)
3) start building a plan with your mom now. Where does she want to live (her house may not be the best an apartment/assisted living/senior community or smaller house would be easier) 
4) if possible have them relocate before your father dies
5) bring in help now - in home care aid established before the need arises is less scary
[/quote]

I’m in a similar situation to OP and I’ve been trying to knock out this list.
1. Medical POA they did without any pressure 
2. They want me to have absolutely no part of their finances. My mom privately told me that she’s going to have her sisters husband take it over but my dad would lose his mind if he knew this. They think of bill paying as men’s work and they don’t seem to trust my husband.
3. Her plan is to live with me. This was ok when I figured it would happen in 15 years when we are empty nesters but it looks like it’s happening a lot sooner and my kids are still young. I had my last kid at 31 so it’s not like I started too late! 
4 doesn’t apply
5. They both absolutely refuse to have a stranger help with anything. It’s all on me. I have a sister overseas and they want me to delegate some stuff to her/“make” her come home more often to help. She also has little kids and is a 12 hour flight away.[/quote]

You can say no. [/quote]

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