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Reply to "Which Chase Card"
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[quote=Anonymous]Chase has a nice lounge at IAD. AmEx has a nice one at DCA. CapOne has a nice one at both. But.. you said you dont' travel a lot so maybe not a big deal. Cash back may work best for you. Points cards are better if you do travel. For example, I can get a round-trip business calss ticket on United to Europe for 160k points (Saved award) ,and that same ticket may cost me $5k if I bought it. With cash back 2%, that means I need to spend $250k on my card to buy that ticket. With points, some purcahses earn 3x and some earn 1x. Let's say it's 2x. That means I need to earn 160k points in Chase to Transfer to United (1:1 ratio), and I have to spend $80k to earn that many points.. so my business class ticket I get with $80k in spending not $250k... but again if you dont' travel a lot, it may not be worth it.[/quote]
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