Reply to no fertility coverage, boss says company not big enough for insurance coverage. can this be true?

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Reply to "no fertility coverage, boss says company not big enough for insurance coverage. can this be true?"

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[quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous]I doubt that whoever you talked to at BCBS was in a position to really know your employer's options. You're asking for coverage for an expensive elective medical procedure, not something life saving. [/quote]

Unfortunately, I agree with this.  I don't think employers should feel any obligation at all to provide anything beyond basic health insurance.  Elective procedures are exactly that....elective.  If they cover it, wonderful!  If I were an employer, I would not.[/quote]

Insurance covers all sorts of elective procedures - knee replacements, dermatology procedures, tubal ligations, etc.  These are all choices.  I think that insurance companies can choose to cover whatever they want in a marketplace model where they are competing for customers, but the argument that they shouldn't cover fertility procedures simply because they are not life threatening doesn't hold water.  [/quote]

That's a ridiculous comparison.  Knee replacements are a quality of life issue.  They also ensure an employee can keep working.  Tubal ligation save the insurance company money.  I don't know what types of dermatological procedures are covered under most plans, but I would guess most strictly cosmetic procedures are not, nor should they be.

Business certainly do NOT have an obligation to help employees create babies.  That's absurd.[/quote]

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