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Reply to "Should I pay off this student loan now or just stick to schedule?"
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[quote=Anonymous]If the interest rate is under 3%, why would you pay it off early if you can earn more in a HYSA? I agree with PP who says to pay them off only if your HYSA rate dips to a rate that’s lower than the loans. I have about $6000 in undergraduate loans left to pay at about 2.6%. I was a Pell Grant kid who qualified for the Biden loan relief before that went away. I autopay the minimum amount per month and will continue to do so until they’re fully repaid, or I earn less than 2.6% in my accounts, or I die. It’s not complicated. I could pay them off tonight, but why?[/quote]
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