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Reply to "I suddenly became cheap once I reached 100k in my HYSAs"
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[quote=Anonymous][quote=Anonymous]I wouldn't call it cheap and at $100k you have a long way to go to be comfortable in retirement. Just keep plugging away. No one needs Starbucks. [/quote] Good job, OP! Everyone talks about Starbucks, but avoiding that is not what creates wealth in people with regular incomes. It’s low base expenses - low mortgage/rent, no/low car payments, a partner who helps cover expenses. We can invest an extra $4k each month because we stayed in our starter house and haven’t had car payments for the last three years. Can’t make that up with Starbucks or even carryout dinners. [/quote]
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