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Eldercare
Reply to "How do people who aren’t rich help their parents?"
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[quote=Anonymous][quote=Anonymous]OP - Do not let him drag you down emotionally or financially. Get him connected with the local office on aging to help him figure out what he might qualify for. If there was anything you might do, could you afford a baseline Medicare. supplement - no frills. I think AARP might be a source on information on such a plan. Humana comes to mind possibly. See if you can get him to a local agency that could help him figure out a way to pay off credit cards or handle his money better to improve his credit rating. Time to look at his car and if there is other options for him to get around in. If he wastes money just to spend, maybe be see if there is a senior center he might join that has a variety of classes and interest options and could be wholesome wat to spend his time. [/quote] I’m going to make calls tomorrow to see how the resources you and others mentioned might be able to help him. No, I can’t and will not do a monthly payment for an extra medicare plan for him. My spouse would definitely not be ok with that and neither would I. For some context he is not necessarily an “over spender” it’s more that he’s never made a lot of money and didn’t plan well at all. And when he did have a little extra he would choose to spend it on not so great choices but not like gambling, drinking etc…More like a new TV or a new price of furniture type thing. Basically he never made enough to have any significant savings but he could have had much more if he planned better. He also worked very low paying jobs mostly because he just didn’t have any real ambition so that’s why he has no 401k, life insurance etc…And he has about 15k in credit card debt last I heard. And another poster asked-yes he has major medical issues but none of which prevent him from driving. He just has always had old and crappy cars that often need repairs. I know I don’t HAVE to help but I guess I just feel like nobody else is going to either. I think you all are right that the boundaries need to be clear. Like I will give my love, as much support (making phone calls, setting up appointments) as I can but I simply will not help financially.[/quote]
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