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Reply to "30 years mortgages and employer-based healthcare"
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[quote=Anonymous][quote=Anonymous]Why do we have a system that promotes 30 years mortgages and employer-based healthcare, when people who unfortunately involuntary lose their job by 50 are pretty much done? The massive confidence that the future will always be a reflection of the past (ie market has always done well, so don't worry) pretty much means that you have to hope that between the ages of 22 and 49 this assumption of forever market return of 6%+ on average holds true. So you pretty much have 27 to make sure you meet all life goals and save for retirement in an inflationary environment.[/quote] It's always been the same for me since the 80s. You need two people working and you buy a house you can afford. Scrimp and save by doing without for retirement. Kids go to to public college [/quote]
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