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Money and Finances
Reply to "Why is the US stock market so lucrative?"
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[quote=Anonymous][quote=Anonymous]We are a society of consumers and easy and cheap crecdit make it so everyone can be an uber-consumer. But it has its consequences. "Average Balance: As of late 2025, the average cardholder carries a balance of approximately $6,700 to $7,900. The "Revolving" Gap: For the roughly 49% of households that carry a balance from month to month, the average debt is much higher, sitting at $11,413 (up about 4% from the previous year)."[/quote] I got into this trap of easy credit. I had high credit limits after my divorce and ended up raking $65K of personal CC debt and then car loan on top of that. This is when I only make $60K/year. I need to get a second job because the interest is killing me. It is all my fault. [/quote]
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