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[quote=Anonymous][quote=Anonymous][quote=Anonymous]You cannot afford expensive vacays, my dear. You need more in your retirement and your kids must apply to in-state colleges only, hopefully with financial aid or merit (because 100K per kid isn't enough for the average in-state flagship). You need to travel at off times and look for super deals, which when kids are still in school, is really difficult. I'm sorry, I get the hankering for new places and new sights. Our parents live in Europe and my cousins are in East Asia. We don't see them nearly enough. I haven't seen my cousins in 11 years!

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depends on how smart and motivated the kids are. Mine has enough merit that it only costs me 20k/yr (inclusive of housing and food) [/quote]

It's all about searching for merit.  At any level it can be done.  My 1240/3.5UW/no AP kid had two in state options that were only $20K (one a top regional and the other ranked ~140-150 at that time 2nd large state U for our state).  They also had 2 schools in the 80s that gave 35% merit (privates that were about 60K at the time and this meant cost was only $40K) and one ranked ~130 that would only cost $30K (private that cost ~65K at the time).   Had we needed it, they could have found even more merit, just go into the 130-170 range and search.

We could afford it so they attended one of the T80 schools, but if we couldn't afford it, they would have likely gone in state at $20K, worked to earn 10K themselves and we would pay the rest[/quote]

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