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Reply to "Safely Banking Cash"
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[quote=Anonymous][quote=Anonymous]You can do $750k at your current bank easily: one account in DH's name, one in DW's name, one joint account. Each qualifies for $250k. But I'd just use other banks too, to be on the safe side. Not necessarily bank failure concerns, but other annoyanes like the bank temporarily putting a fraud hold on your account while they investigate some issue.[/quote] Wrong. The coverage is 250k per depositor at a bank. Not per bank account at a single bank. If you go to a different bank, then the deposit insurance coverage up to 250k per depositor starts again. https://www.fdic.gov/deposit-insurance/your-insured-deposits-brochure-english.pdf[/quote]
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