Reply to Spinoff regarding health insurance

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[quote=Anonymous][quote=Anonymous][quote=Anonymous]I feel bad even saying this one, but here are my Tricare retiree figures:

I pay no premium for myself or family as a medical retiree. I have a $300 family deductible for in- and out-of-network and a $3,000 family OOP max. [/quote]

Yes, you do pay a premium (called an "enrollment fee").  They take it out of your retirement pay.  It's not a lot, but there is a premium.

Also, when you are 65, you will be required to buy Medicare Part B.  So, what is "low cost" today, will cost you more when you turn 65.  [/quote]

You don't pay that as a medical retiree (Chapter 61 retirees). And in any event, the $375/YEAR in family enrollment fees for Tricare is a lot lower than any civilian premiums I've seen.

I don't think the $200/mo of Medicare Part B coverage (plus free Tricare for Life) outweighs the zero premium $3,000 OOP max health insurance completely untethered to your employment for decades.

But if you think my benefits suck, that's fine. I love them. [/quote]

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