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Reply to "Warning: FEDVIP and parents of college-age dependents"
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[quote=Anonymous][quote=Anonymous][quote=Anonymous]I've never had dental or vision insurance in my life. Just pay out of pocket.[/quote] My life irrationally sucks so yours should too[/quote] I think maybe the point was that these insurance policies don’t necessarily save you that much. The companies know you will have cleanings and new glasses periodically and build that into the premium cost. Moreover the federal government isn’t paying any share of the premium. So for routine care there is no real benefit. Now if you need a crown or a root canal there will be savings but you need to weigh the likelihood against the cost of premiums and that’s not very likely for a 22 yo. [/quote]
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