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Eldercare
Reply to "Bed bound aunt on Medicare, options"
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[quote=Anonymous][quote=Anonymous]Ultimately, the idea is that she spends everything she has until she does qualify for Medicaid. So you need to work with the social worker and figure out how to protect the spouse during that process. You don't get to just say "assisted living she can't afford" because basically, she can afford it until she's out of money and then it's medicaid. [/quote] +1 this Your aunt will need to pay privately for care once Medicare benefits are exhausted. She will need to spend down her assets until she is Medicaid eligible at which point Medicaid will cover her care. That is how the system works. I would recommend connecting with the local office on again to guide you through the process as this will be a longer process. The social worker at the facility can help set up services that are covered under Medicare but these are separate from caregivers which she will need to pay privately for until she becomes Medicaid eligible. Alternatively, she can pay privately to stay at the current facility in one of their long term care beds.[/quote]
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