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Eldercare
Reply to "Bed bound aunt on Medicare, options"
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[quote=Anonymous][quote=Anonymous]I just went through this, but in MD. Medicaid will only help you if you literally have no money to pay yourself. And I mean nothing. You are able to still own a home but all other assets must be used to pay for care first. If there is a living spouse, Medicaid won't look to his income to cover her care. There were no other programs to cover care available to us (sure some existed on paper, but they all had long wait lists or weren't open for application. These are not things you use when you need to move quickly. AND you have to reapply every year. They make this very difficult). If you refuse to pick her up, and Medicaid finds that she has money/assets to pay, they will take her assets. You can't just decide that she can't afford it. And if she gets on Medicaid, they will take all of her income moving forward to cover some of her costs.[/quote] Every state is different. The spouse can keep the house and some savings and other things but they put a lien on the house.[/quote]
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