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Kids With Special Needs and Disabilities
Reply to "marriage and SN kids - staying together "for the kids" changes"
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[quote=Anonymous]Exactly. Care for these kids to adults is $100-200k/year IN PERPETUITY. [quote=Anonymous][quote=Anonymous]$600k is solidly upper class even in the DMV.[/quote] New poster. I understand this perspective, but when you are facing the possibility that your child may never be independent, and potentially in quite a challenging way, it changes the calculation quite a bit. For example, when you die, who will take care of them? For how long? How will they get paid? Who makes sure they are actually doing their job? The liabilities in families like this are much much larger than normal families where you know the kids will leave the nest and support themselves. If your curious try to go through the mental exercise of how much you would have to add to your retirement savings to comfortably solve this problem. [/quote][/quote]
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