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Health and Medicine
Reply to "When to use insurance and when not to and pay out of pocket?"
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[quote=Anonymous][quote=Anonymous][quote=Anonymous]For medical i would always use the insurance. Call the insurance company to negotiate if their price is so much higher than self pay. For dental or vision self pay is often better.[/quote] Insurance company negotiated amount was $3800 for the MRI. They submitted an $8000 claim. Can the insurance negotiate even further if a patient asks? I've never done this before.[/quote] That negotiated rate is between the insurance and the practice. You can only get something different if YOU negotiate with the practice. But it sounds like from other answers on here, if the practice knows you have insurance, they want that $3800. [/quote]
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