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Reply to "Best (simplest, easy to understand) way to start retirement saving?"
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[quote=Anonymous]I think the Vanguard life cycle fund invests in multiple Vanguard mutual funds -- check the prospectus for the life cycle fund which will tell you which funds. Then you can go to each Vanguard mutual fund and look at their primary holdings. Depending on what kind of investor you are, there are also "balanced" funds that can be good from Vanguard and Fidelity. Focusing main savings on EF, with small amounts every month to your IRA is a good idea. It's a great idea to start now. Time is really the best investment tool available.[/quote]
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