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Political Discussion
Reply to "Wendy's cuts hours to dodge O-care"
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[quote=Anonymous][quote=Anonymous] I think your estimate on the effect is wrong. Today, a company negotiates its insurance cost based on the pool of employees participating in the plan. If more young people come in, the employer should be able to reduce its per employee cost. And thus premiums would go down, even for existing young people in the plan. [/quote] This assumes participation in a group plan. For young people on the market for an individual policy, guaranteed issue + community rating means vastly higher premiums for people. To say nothing of the mandatory coverage contained in qualified policies that make it impossible to buy the type of high-deductible catastrophic policy that people that age actually need. You aren't really going to dispute this, are you? Or is Obamacare really roses for all, with no person negatively affected? [/quote]
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