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College and University Discussion
Reply to "Coming to Terms with Full Pay"
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[quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous]Pretty much. Thank you for saving! Without your discipline and frugality many free ride kids wouldn’t get the chance to attend the school. [/quote] this isn't how it works.[/quote] I fully support need-based aid (though I also think sticker prices need to come way down), but this is kind of the way it works. And I say this as someone who spent over a decade in elite higher ed financial aid. Full pays do subsidize those on financial aid (it’s just the way budgets and fungible money work). And there is a savings penalty. It’s not a huge one, and work has been done to create appropriate asset tests, retirement allowances, etc. But for people with borderline eligible incomes, savings and investments will absolutely make the difference. [/quote] You spent time in financial aid, but clearly not the budget office, because one does not subsidize the other. [/quote]
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