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Reply to "I’m a single parent and just paid off my mortgage "
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[quote=Anonymous][quote=Anonymous]OP here. Why do you think I did not refinance to a lower rate in all that time? I mentioned how I refinanced. I ended up with a 3.25% mortgage for the last 10 years of the loan. I mentioned the 8% to show that mortgage rates were even higher then than they are now. I’m in Montgomery County in a school cluster that people here either love to deprecate or defend.[/quote] As long as the schools are "safe", 95% of a kid's success academically comes from parental encouragement and involvement at home and expectations---the individual schools do not matter nearly as much. Your kid will be so much more successful because you are not in debt, can help afford to help with college (that mortgage payment will go along way to helping with college!) and you obviously are smart and involved with your kid. [/quote]
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