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[quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous]I have a fidelity wealth manager. He and his teams services are free (not that I need them for much I manage my money myself but I double check tax implications etc with them before I make a move)[/quote]

What kind of things do you use them for? Is it the same guy all the time and do you meet in person or on the phone or Zoom? They call me often from my local branch and I always decline, because I want to manage my own money and don't want to pay a fee or percentage of my assets. I didn't realize you could use them and still pick your own funds, so I'd love to know more about how you leverage this. I have some stocks that I want to sell and nervous to do it because I've only ever bought, never sold any![/quote]

??? You just... sell. I can do that with a few clicks on my Charles Schwab app on my phone. There's nothing to it. You can google all the terms you don't know, like limits, after market, etc. Really, it's not rocket science.

[/quote]

Yes, I know, but it's stuff like, I'm selling at a loss, and I'm not selling anything with gains to offset, and I don't think dividends count as gains even though I have to pay taxes on them, but I can write off up to 3k against my income, but the loss is like 5k, so is it better to sell half now and half next year... stuff that I know I can google but get anxious about in the moment and feel like I'm messing up and want someone to talk me through.[/quote]

I am the PP that mentioned fidelity wealth management. And yeah this is the stuff you can use them for. I have someone assigned to me and he has a team behind him. I ask stuff like - ‘ I have a bunch of company stock in my old 401k, what did I need to know about NUA?? How should I think about this?’ They will give you a good perspective to think about things. I still manage all my money and I find that they sit back and wait for you ask your questions so they aren’t like proactive thinking about my assets my taxes etc but I don’t need them or want them to do that - As I said before I like managing my own money. Hope this helps. [/quote]

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