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Reply to "Am I in over my head? "
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[quote=Anonymous]If you already have a 6 month emergency fund and put 15% to retirement, what are you trying to save for? If you don’t have a specific goal, then go ahead and spend all your money! That’s why you earn it. If you need to save for something (a car, a house, more travel?) Then cut back on expenses until you have that amount saved. At your age, we were maxing retirement accounts, and I’m very glad we did, as life got waaaay more expensive once we had kids. But if you don’t plan to have kids, then your status quo seems fine![/quote]
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