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Reply to "DC: Hiring a financial professional to do a Roth conversion analysis"
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[quote=Anonymous]The high RMDs really only begin around age 86s. By that point there is a good chance one spouse (if not both) has already passed and you are already in the higher tax brackets. So your Roth conversions, the RMDs avoidance and tax free Roth account amounts mainly benefit your heirs or a long lived surviving spouse.[/quote]
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